Different companies and professionals from the sector create the Andalusian cooperative Performing and Musical Initiatives

Free and autonomous professionals, as well as different companies of the theater, dance and music sector are the partners that make up the Andalusian cooperative Iniciativas Pernicas y Musicales that was presented on Monday. This cooperative includes “the most outstanding of the profession of music, theater and dance of the province.”

Free and autonomous professionals, as well as different companies of the theater, dance and music sector are the partners that make up the Andalusian cooperative Iniciativas Pernicas y Musicales that was presented on Monday. This cooperative includes “the most outstanding of the profession of music, theater and dance of the province.”


This was pointed out by the coordinator of the cooperative and former director of the Cervantes Theater, Carlos de Mesa, who was accompanied by the baritone Carlos Álvarez and the Minister of Culture and Sport, Luciano Alonso, during the press conference on the occasion of the meeting between both institutions that has taken place this Monday.


This cooperative, formed by the director of the company ‘Acuario Teatro’, Diego Guzmán, and the composer of the studio Línea Azul, Antonio Meliveo, among others, has emerged with the intention of “being a company that will try to produce benefits that they will be reinvested in the production of scenic, musical and theatrical elements “, pointed out De Mesa.

Likewise, it will pursue participation in three main projects in the medium and short term. First, the creation of a platform for musical and stage productions; second, the formation of a festival that covers the summer and serves as a presentation of the management and, finally, try to achieve the management of some of the scenic spaces that Malaga has, both in the capital and in its province.

Thus, Álvarez has indicated that these actions are supported “by the professional and business management of each of the components of the cooperative.” Also, he said that, although they want to have the collaboration of the administrations, they intend “to reach a point of self-management that allows not to be dependent on the administrations”.

In this way, they aspire to present themselves “as promoters and producers of both musical and scenic shows that are the ones that produce benefits and allow positive feedback so that these benefits are reinvested in the next productions of scenic, musical and theatrical elements”, he pointed out. .

For his part, the counselor has shown his “satisfaction for a management model suitable for the new times” and has indicated that it is “a novel initiative”.

Thus, he explained that the Junta de Andalucía has made different ideas come to the cooperative during the meeting. On the one hand, the counselor informed them that the Board “has maintained an amendment to the budgets of the European Union (EU) where all subsidies, incentives and support of culture in Europe for large and small businesses are concentrated”.

With this amendment, the Ministry of Culture and Sports intend that “a large part of these cultural initiatives are intended only for small and medium enterprises that can not compete with large foundations when presenting a project in Europe”, has Precise Alonso.


Law of patronage

He has also indicated that they will look for formulas “to endorse projects that banks currently do not endorse and so they are given ten-year loans.” On the other hand, has stated that they intend that “culture retreat into a release of public tutelage to pass into the hands of society” and for this, said they are working on a Law of Patronage in Andalusia, “not to go only to sponsorship but also to cultural consumption “.

On this law, has specified that it has arisen from the central government took it “as a priority in its electoral program, but to be governing with a different from the one that won, has parked.” Thus, it has qualified that “the Law of Patronage at the national level has more power”, since in Andalusia “only the tax deduction can be applied on part of the Autonomous Community”.

Finally, it has determined that the Law of Patronage “will not mean the substitution of public money, but that it is about civil society taking a leadership”.

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Changing car insurance: Take these tips to heart


Changing car insurance: Take these tips to heart

In autumn, many motorists decide to change their car insurance. According to a survey, this year around 8 million insureds are thinking about traveling with another car insurer in 2015. Anyone who wants to secure discounts on his new car insurance should, however, be careful, warns the consumer center NRW.
Safe and well secured by car on the road

In autumn, motorists usually do not just switch to winter tires. Many also consider changing their car insurance. In 2014, every fifth car insured thinks about a change , according to a study by the market research institute YouGov. But not every policyholder can cancel his car insurance until 30 November 2014. Only whose contract was concluded with the contract beginning on January 1, can properly announce the new year. This applies to most insurance contracts.

Significantly lower insurance costs with change of car insurance

The consumer center of North Rhine-Westphalia points out that a car insurance comparison pays off. Since the prices of the providers according to the car insurance check of the financial test sometimes significantly differ, it makes sense to first compare different offers together before a decision is made. A study by the independent Berlin Institute for Insurance shows currently that the price difference between the most expensive and the cheapest car insurance is on average around 1,200 euros. But cheap does not necessarily mean good, warn the consumer advocates.

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  • Put an end to the high contributions of your car insurance.
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Car insurance change: tips from the consumer center

Insured should pay close attention to the insurance conditions when changing their car insurance . If it is stipulated that customers are to be extremely downgraded after a claim in their damage-free class, the alleged insurance bargain can quickly become a burden of several hundred euros a year, warns the consumer center. In addition, the old insurer should be terminated only when the change of car insurance is completed.

Service: Although you have until 30 November time to cancel their old car insurance and change. But the sooner you get an overview of the offers with a tariff calculator, the better. If there are problems, then there is still enough time to clear them up.

Be careful when hunting for discounts

With the change of car insurance , car owners can also check whether they are eligible for discounts , for example, when compared to previous years, the mileage has reduced or the car is now in a garage. According to Stiftung Warentest (Finanztest issue 11/2013), a vehicle with a garage can be insured up to eleven percent cheaper than a car parked on the street.

But in the hunt for discounts , it is important to make sure that they can comply with the appropriate conditions, the consumer advocates to consider. For example, anyone who gets caught in an accident with a higher mileage allowance than agreed can “turn the savings on their contributions downgrades and penalties, if necessary, quickly into the opposite direction”.

If you want to change your car insurance, the Consumer Center offers even more tips:

  • Damage-free class can be confirmed in writing by the previous insurer
  • If the fee for the new contract is higher than agreed, it will be paid only with reservations. Insured persons thus do not risk their insurance coverage and at the same time have the opportunity to examine and recover sums paid in excess.

Change car insurance after contribution increase

The amount of the contribution for motor insurance consists of many different factors, such as place of residence and car type. The new regional and type classes for 2015 are already known and show that some of the vehicles are being upgraded. This can have a positive or negative impact on the contribution amount. If this increases, motorists have a special right of termination . Car insurance can then be changed within one month of notification of the premium increase , regardless of the regular notice period.

  • Here you can find tips and more information about car insurance.
  • Christian Hafler
  • editorial staff